Financing

Bring Your Landscape Vision to Life with Flexible Financing

Check your personalized options—no impact to your credit score.

Hearth makes it easy for you to find monthly payment options for your project, with:

  • Loan amounts up to $250,000

    Affordable monthly payment options

    Funding within 1-3 days

    No prepayment penalties

    No home equity required

Financing FAQ

Will checking my rate impact my credit score?
No, checking your rate through Hearth will not affect your credit score. It’s a soft credit inquiry, which lets you view options without obligation or impact.
What types of landscaping projects can I finance?
Hearth financing can be used for most types of landscaping and outdoor improvement projects—including design, installation, irrigation, and edible garden features. Final approval depends on the lender's terms.
How quickly can I get funding?
Many borrowers receive funding within 1–3 business days after accepting an offer, but timing can vary depending on the lender and application details.
Is there a penalty if I pay off my loan early?
No—Hearth’s lending partners do not charge prepayment penalties, so you can pay off your loan early without any extra fees.

Financing options are subject to credit approval and provided by third-party lenders through Hearth. Terms and conditions apply.